Quote:
Originally Posted by Calgary14
It pays 4% cash back on gas/groceries, 2% on recurring payments/drug store purchases and 1% on everything else (no limits). The card has an annual fee of $99.
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While it depends on your spend pattern of course, the measly 1% on the "everything" category makes SB Momentum a card a compete dud IMHO. So much of my spend (including Costco) gets put into the "everything" category - that's where my big ticket expenses get categorized.
An overall return of 2% is the minimum for me which the Capital One Aspire World Travel does (for travel redemption). For cash back requests I believe it's still 1.5%. Throw in the fact that you're given annual points for your annual fees - I gotta say, it's the best card out there overall by a long shot.