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Old 01-22-2015, 09:19 PM   #59
Jbo
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Quote:
Originally Posted by Slava View Post
That's all well and good that they're "watching" these other factors, but the fact of the matter is that they have little or nothing to do with the setting of the prime rate. The overnight rate just dropped and made it cheaper for the banks to borrow. The central bank made this cut specifically because they were concerned about inflation and IMO the banks should do the right thing and follow suit. I absolutely agree that if the overnight rate had risen a quarter point it would've been followed by all of these institutions that same morning. There wouldn't be the deliberation that this move apparently requires.



I think that you meant sure to rise? But ya, a huge turnaround. Just goes to show that you can't predict these things at all!
There will be pressure to drop, but will be interesting how soon/if it happens.
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