Bond market still very strong, fixed rates are still holding strong with some historically low rates. We could potentially see a slight increase in early 2015, but overall 2015 still looks to be strong. There are also very low variable rate products out there right now as well.
If you're thinking of purchasing in the New Year/spring 2015, I highly recommend getting pre-approved to hedge against a potential slight increase in rates. If rates were to go down during your rate hold period on your pre-approval, we could get you the lesser of the two rates.
Feel free to PM me for rate info, or check out my Facebook page for rates and info: facebook.com/mysmartcap
Also happy to set up pro-bono appointments to go through some different options, including an unconventional mortgage product that can save you a lot of money on unnecessary interest costs. I have a calculator that can show you in great detail whether it is right for you!
Thanks,
Greg
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