This same thing happened to an old neighbour of mine. Gave very premature birth when she was visiting her husband who was working in the US. Had an absolutely massive hospital bill that wasn't covered by travel insurance. I believe insurance said the child wasn't covered because he didn't have insurance and you can't get insurance on a child that hasn't been born. A bunch of companies in Calgary helped a lot same with donations from people and the Alberta government ended up paying most of the bill including charting a jet with a nurse and incubator (or whatever they use) back to Calgary.
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