Quote:
Originally Posted by Calgary14
Here are my thoughts on Air Miles and why I no longer use them as my main rewards program:
http://www.ourbigfatwallet.com/why-i...-on-air-miles/
I've switched to the scotiabank momentum visa infinite card (cash back) which gives 4% cash back on gas and groceries. This is worth it if you spend about $420 per month on gas and groceries (or more) since there's an annual fee of $99 |
That's a good analysis/write-up. I have already posted about my happiness with the Scotia Momentum Infinite but it bears repeating - it's a TERRIFIC cash back card. I'm just finishing my second annual cycle with the card and am happy, happy, happy (and a little bit richer).
In my opinion, the only other card that comes close to it (in terms of rewarded value) is the Westjet Mastercard (1.5% on everything, 2% on Westjet flights, $99 companion flights) but it's obviously more geared towards fliers.
Yes - a person could probably mix and match a couple/three cards to completely maximize rewards, but the Scotia Visa allows you to have ONE card in your wallet that is accepted everywhere and gets you 90% of the rewards with zero effort.