Quote:
Originally Posted by Calgary14
Here are my thoughts on Air Miles and why I no longer use them as my main rewards program:
http://www.ourbigfatwallet.com/why-i...-on-air-miles/
I've switched to the scotiabank momentum visa infinite card (cash back) which gives 4% cash back on gas and groceries. This is worth it if you spend about $420 per month on gas and groceries (or more) since there's an annual fee of $99 |
Yes, we have been using the Scotiabank nearly exclusively, with exceptions of Costco and restaurants that accept the Amex. So far my wife and I have accrued $225 ($121 from gas/groceries, $12 from recurring payments, and $92 from everything else) since we acquired the cards back in July.
I think the Capital One Platinum (for Costco) would round things out. The 3% on restaurants would be nice, and at least restaurants will accept MasterCard as opposed to the semi-useless Costco Amex. I would like to confirm whether it has the zero foreign transaction exchange feature. We travel to the states, and I hate that fee. I don't think they do charge that, but the internet has been known to lie.