Full disclosure: I prefer Android and have never owned an iPhone. I do love my iPad though.
I think the only tangible difference at this point is the quality of the two app stores. Specifically, it appears that Apple does a better job of scrutinizing apps...in general. The reason there is Malware in the Android store is because Google seems to take a "quantity over quality" approach to their app store and let a lot more crap in the front door. Apple isn't perfect, but is doing a better job right now.
Take a look at the BBM launch on Android. There were literally 30 different apps with BBM or BlackBerry Messenger in the title...29 of them being completely fake and probably malware ridden. Yes, it got cleaned up eventually, but it was like that for 4 or 5 days easily. I don't think Apple would have let this happen.
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