I think a few of the posters here misunderstand what's going to happen in the event of a yes vote.
Two years after a yes vote Scotland sucsedes from the UK, as a new country it will not be a member of the EU and will not be allowed to join until it has it's own currency and central bank, therefore using the pound in any form is out of the question.
There will be no gradual transfer of power, it wouldn't be in the UKs interest really, this will be an immensely destructive event but 'ripping off the band aid' quickly is the best way to minimize the damage, uncertainty being worse than anything for an economy.
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