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Originally Posted by ken0042
That is the most irresposible comment I've heard in a while. Here's the thing, people get insurance to cover themselves for liability in case of an accident. If his insurance carrier can prove he isn't elligible, they will do everything they can to save themselves money.
I ran into this situation when I moved to Calgary. I moved here in January, moved back to Winnipeg in July, then moved back to Calgary in September. I got into an accident in October, and MPIC put me through the ringer trying to prove that I had been in Calgary continuously since January. Luckily I had employment records from Winnipeg or else I would have been on the hook for almost $100K.
Now, having said all of that, the last time I checked you had 90 days to transfer your insurance over to Alberta. If BC insurance is cheaper, then use it for 89 days if you can.
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Ditto that. Having spent some time on "the inside" at ICBC, I can tell you that they definitely will deny your coverage if you have you take your vehicle out of province but keep your BC insurance... And if you make a claim for an out-of-province accident, it will come under suspicion. Same for Saskatchewan.
Now, if you are some young 18 year old without a penny to your name, then I guess you don't care because if you get sued by another driver for disability or injuries resulting from your negligence, then you don't really have anything to lose. But there is a guy on my block whose home must be worth $600K by now who has lived there for over a year and still has Sask. plates on his truck. Is it really worth the risk?