[FireFly]

If you can afford it, it isn't selfish. If you can't then it is. For example, we've had a number of scares recently with my father so I started asking questions and found out my parents are in a tonne of debt. That, combined with the inheritance taxes on the half a million dollar slab of land my parents live on will leave us, (their children,) in quite a bind when my dad does pass on. It's morbid to think about but also necessary. What they've done to us is selfish. I have to plan for my own future, and now I need a plan for dealing with said inheritance taxes and whatnot.

I really shouldn't be one to talk with my shoe fetish and my accumulating debt, but having all this happen right now is a serious eye-opener for me in regards to my own spending habits. It's certainly not a position I'm willing to put my children into.