I figured I would ask this here.
I just had a baby boy at the beginning of June and we just had an interesting meeting from a lady from
http://www.cst.org/ . We think they got our info from Time Maternity store in Chinook (those ba$stards)
Basically wanting to sign us up for RESP through them.
I figured it should be something I research as everything with it sounded fine except the fee structure (basically first 5 years of accumulated interst is paid as fee which you get back at the end as a lump sum (without the accrued interest of the money))
The restrictions on the fund didnt seem crazy.
I just figured Id as what others are doing. I was thinking it wsant so bad to put in $109/month and then look at other options for more flexibility.
I saw the thready from 2010 but figured there might be updated info for 2014