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Originally Posted by Reaper
Not to sound judgemental but unless you have an income level to pay cash for any of the things you described above then you have no business buying them.
Seriously, a $750 cell phone? There is no way you can justify that in any way. Hell, you can get a free cell phone just by signing a service contract. $400 for glasses when you just want new ones? Time to prioritise your spending a bit. $400 skirt? You are just paying for the name, you know, right?
Emotional spending is probably one of the worst things you can do financially. It's one of those things where if you don't keep it in check could lead to shopping addicition.
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Like many girls, I have gone through this before. Fortunately, I've been able to stay away from the mall for the last few months (thank you lord!)
. I had to get a new phone, but nobody said I had to get a $750 one (though it retails for $1250), so I got a deal believe it or not lol. I tend to be into the really expensive things and its obviously getting me nowhere in life. To be honest with you, I am able to pay for this stuff cash, but that is only because I dont have a lot of bills - ex. still living at home with the rents, car is paid off, done school (parents paid for it), etc. Not that Im exactly proud to admitting Im living with mom and dad still, but I will eventually hopefully be able to buy my own property.