It's worth taking less money to live in Kelowna, but if you are going to hate your new job that could be a deal breaker.
It's great to live in the warmest place in Canada but if you are spending 8 hours of your day doing something you dislike you won't be enjoying your time here and may even grow to resent it.
If you can tolerate the job, you can also look into other ways of making side income in Kelowna. There's always business opportunities or even real estate - if you sell your house in Calgary you could always rent out your basement to bring in extra cash or invest in a condo and do vacation rentals. There is huge money in those from May to August. Then just rent it out to a student from September to April. Just an example.
P.S. - Kelowna real estate is just starting its upswing so if you are going to buy here do it now. Even next year you will likely pay too much.
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Tyger! Tyger! burning bright
In the forests of the night,
What immortal hand or eye
Could frame thy fearful symmetry?
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