My wife and I have separate accounts and it has never been an issue for us in the 5+ years we've been married. I think it helps that our incomes have been fairly similiar over the years. We more or less split the bills down the middle. If there's a substantial purchase, i.e. something like a video game system or more expensive, we'll discuss it before we buy it. And if our money situation is getting a little out of whack, one will pay a mortgage payment for the other.
Another thing that helps is that we don't make a lot of spur of the moment purchases. I tend to research everything I buy, except for clothes and groceries.
I just couldn't imagine a joint account. I'd never be able to keep track of what was coming out and when or what her purchases have been lately.
|