Quote:
Originally Posted by fredr123
I'm not a huge fan of rules of thumb and I think, despite what they may say, there are circumstances where someone who might be at fault under the rules would have a pretty solid defence if the matter was taken to trial. I can, however, see the value in trying to resolve disputes without having to take every case to trial.
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These rules are for insurance companies to make quick decisions between themselves and argue over every claim. It does not fully mean that as a client you will be given the same decision. If something gets settled 50/50, but your insurance company believes you were not at fault, you could still have a not at fault claim.