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Old 05-15-2014, 12:48 PM   #21
Barnet Flame
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Join Date: Oct 2010
Location: Barnet - North London
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Quote:
Originally Posted by kunkstyle View Post
I'm going to guess based on purely anecdotal evidence that it's a small percentage of people that put 20% on their first home.

Personally, I did around 10-11%. Wish I'd waited and done the 20%, but I got an unreal deal on the house so it'll likely come out in the wash.
In a market so heated, you probably did the right thing.

I live in London and I made a 5% deposit on my house. I'd love to have had a bigger deposit, but it simply made no sense saving because the longer you stayed out of a red hot market, the further away you got from getting on the ladder.

It was a big risk as negative equity wasn't far away at first, but had I left it even just a couple of years, I couldn't afford to be where I am now.
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