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Old 05-15-2014, 11:58 AM   #13
Baxter Renegade
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Join Date: Jan 2012
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Quote:
Originally Posted by MoneyGuy View Post
My son just bought his first house. He had about 8-10% down and we made up the difference through a gift and a loan to get him to 20%. He doesn't know it yet but we're going to forgive the loan and give an equal gift to his sister.
I wish my folks were as generous as you... Good on ya mate!

We're in the midst of purchasing. As a first time buyer, I believe we qualify for a 5% down payment. That being said, we will obviously be looking to put as much as possible down to save on gnarly interest.

We're kind of torn though... Something has to give in the housing market, no? So much available, such high average prices, average salaries nowhere near par for the course... We're thinking of waiting a couple more years at least for this bubble to burst.
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