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Old 04-29-2014, 10:21 AM   #2529
Hugh Jahrmes
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Quote:
Originally Posted by hulkrogan View Post

That's $600/mo total, bare minimum.

For a 25 year mortgage, that's $130,000 more you can spend on a place.

Do lenders look at it that way though? I thought you had a max percentage of income they will allow you to allocate regardless of your driving situation. I know when I got my place two years ago I had to get a 30 year and have since accelerated the payments at every possible chance, because initially they said the payments were too high for my income / 25 year.

Are there special concessions made if you don't drive?
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