My wife and I are just in the final stages of purchasing our first home (it's a previously owned/used house, not a new build), which is exciting and terrifying all at once.
I have gone over the numbers a million times and it's within budget but I have this nagging feeling I'm missing something. A cost I'm not budgeting for, a consideration i haven't thought of. I'm hoping some experienced home owners could weigh in on some typical gotchas for new home owners.
Any help would be appreciated.
I've considered the following:
- Home inspection.
- Mortgage rate worked out.
- Property tax.
- Bill pricing estimate has been estimated with input from houses of similar size/area.
- Need/want for updated furniture
- Lawn 'stuff' needed.
- Small house maintenance/updating.