I realize Trupanion and vet-recommended insurance was criticized up thread, but we got a Trupanion policy based on the recommendation of a vet I know personally and trust. He's seen it impact some major choices people have had to make for their pets. I suppose it could still be a rip-off, but I think like any insurance it's a matter of thinking through scenarios, coverage, and what works for you. The policy is about $35 monthly with I think a $250 deductible. I think saving the money monthly might also be a good choice though. We got the policy just last year and our pet is already "middle aged" so our premiums are a bit higher.
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