I just have mortality on my two horses (I think they are both insured for $15k each) and I am tempted to put major medical on them. Gives me a peace of mind that I can replace one of them if something were to happen. I've never carried insurance on my dog but I'm tempted to now. A $300 vet bill would be like seeing gold to me! I don't think I have had a vet bill that has been under $400 in the past two years (dog or horse).
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