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Originally Posted by maverickstruth
Four big differences that come immediately to mind:
2) Mint is passive budgeting, YNAB is active. Mint reads from your bank accounts, does automatic categorizations, and basically does as much of the work for you as possible. YNAB, you have to enter your transactions one-by-one (they have an app that allows you to do it while you're out and about, too), though it does remember how you categorized previous transactions from a given vendor.
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Keeping in mind the fact that if you fall behind in entering transactions you can always import your statements into YNAB, which is very quick and easy. Entering the transactions can be a little tedious at times, so I've used this feature a few times. Only issue is that it does take away from the whole idea of YNAB, which is active budgeting. I do find that the app is pretty useful, though, where I can enter transactions as I make them at the store. The program remembers categories, so you don't have to waste any time categorizing your expenses.