[Red John]

Normally would say never take an extended warranty, there's a reason dealerships make a ton of back-end profit off it.

Cars are built so solid these days, nothing should be going wrong that isn't being caused by normal wear and tear.

That said, if you don't have cash on hand to make any potential repairs you should probably get it. With the amount of people who live paycheck to paycheck and finance cars, that situation probably applies quite often.