The idea of retirement is an interesting one for every age group, what your retirement number is, is different for everyone. For me it is insane in the lack of participation in stock matching, rrsp matching, pension matching that happens at a company. My companies enrolment is well under 30%, my wifes is under 25%. The reason seemingly being "I/We can't afford to put this money away". People complain when their bonuses may be less then the "max" but don't take the time to put a little bit of their own money in the ring to get what essentially is a bonus. I can understand that if your company stock/plan is a poor preforming one, but to say "I can't afford to gain more money" is completley assinine. I know of at least one company (not ours) that match up to 20% of an employees salary if they participate in the share purchase plan. Please share the reasons you do or don't participate, because by the number 60-75% of people do not.
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