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Old 02-27-2014, 06:07 PM   #52
Deegee
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Join Date: Mar 2006
Location: Edmonton, AB
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Quote:
Originally Posted by WinnipegFan View Post
Q I have to disagree with you. The less you put down the more the mortgage calculates into the cumulative interest, which is the majority of what you are paying for the first few years of that mortgage. I highly doubt you will get a return on the small percentages of money in comparison to the cost of borrowing it. My advice to all my friends and family is to suffer through and save up 35% down and do a secure line of credit. Then your interest is calculated monthly, you aren't front loading your interest and you are paying off your principal far faster.
Some places will still do 75% HELOCs.
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