There is no right or wrong answer when it comes to the debate of 5% or 10% down, put money into investments or pay down mortgage quicker question.
It's a very personal decision and for myself I was raised on the idea that your debt gets paid off first. Works for me, might not work for you. I have friends who take all their equity out of their houses and invest it...doesn't work for me but who am I to judge them for doing it.
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