Quote:
Originally Posted by GP_Matt
As for furniture try not to forget the golden rule that spending begets spending. Meaning that if you put a nice couch in your house then your table will look ratty so you will want a new table which of course needs a nice place setting to go on top of it. All of a sudden the bedroom furniture is uncomfortable and ugly so it needs to go.
If you can find a way to just buy a cheap couch you will save thousands. 
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This , this , this.
I put 33k (10%) down on my home two years ago and kept 7k for furnishings.
Burned through that ASAP and the total now is easily at 11-12k as we slowly replace things that now look out of place / don't fit in anymore. Truth is, almost everything we've been replacing looked great in my apartment before and probably didn't need upgrades. It all started with wanting new couches though haha