Quote:
Originally Posted by Calgary14
We use the Scotia visa infinite cash back card and so far it has been great. 4% cash back on gas, groceries and 2% on recurring bills. They also waive the first years annual fee. Definitely worth it if you spend a decent amount every month on gas/groceries and it adds up quickly
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+1 for Scotia VISA Infinite.
It may take some effort (nothing a Sunday morning can't fix) to get all of the recurring bills setup, but then you just sit back and do nothing.
I use the card almost every time that I can (feels weird doing so for a $7.00 sushi tray or buying a movie ticket, haha) and it adds up quick. Through December and January, my cashback balance is ~$150 already.
What people often forget are the big 'one of' items during the year. A new couch, a replacement hot water tank, the airfare to go visit a friend/relative. Add in (if applicable) all of the work related expenditures and the November cheque grows in value quickly.