50 - 60 hours is a lot? :unsure: Wow I thought that was a NORMAL work week!
Knowing you as I do mr Sylvanfan Id suggest you take the money now...no kids = time to make dough. Once the kids arrive youll need all that extra cash for thigs like education funds, diapers, baby food, medicine, toys, candy, school pizza days, school trips, vacations for 3 or 4 instead of 2, an additional car, insurance, bail money....