Quote:
Originally Posted by Red-Mile-DJ
Nah. In my car insurance policy it says it will cover car rentals. I wanted to make sure of this, before my trip to Winnipeg last November. Sure enough...my policy covers insurance on car rental. Intact told me "no, don't pay for the additional insurance. You already pay for that in your policy. Make sure you decline it."
Ok. Works for me! 
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Keep in mind this only applies in Canada and the US. No go anywhere else including Mexico.
And will only cover up to a certain limit. Intact for instance has a limit of $40k.