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					Originally Posted by Cole436  Are you sure? Because I had a very heated discussion with someone who was very sure that because I am not 25, or a resident of BC yet, and my insurance address is the same as my parents home address, I would not be covered under the cars insurance. | 
	
 
I'm not sure how it works in Canada, but in the US if you're not specifically excluded from the policy (which is common if the owners of the car have children under 25) then you're covered under the insurance policy.  Most insurers will make you pay extra if there is an under 25 year old dependent/resident in their household, and if they are unwilling to pay the extra amount that person will be excluded from the policy.