Call 310-glas and get a quote on what your windshield is worth. Then call your broker and get quotes on your comprehensive coverage with and without the second 13d deletion of windshield endorsement with a 250 deductible. The math should spell it out that you are better to self insure unless you live down the street from a gravel pit. You should be able to buy a new windshield every 2 years with the savings or show up to one of those grocery store glass repair guys 4 to 5 times for an easy chip repair. I haven't had a broken windshield in 20 year$. A tiny chip every few years though. Most people shouldn't waste their money in this way.
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