You can still insure it, SGI will have the damage and current value on record and that's where your stuck in the event of another incident. Say it get's torched in the future, it is stilll worth at least what you bought it back for. If you actually fixed it (no one does) and had receipts, you would be back to full value.
If you like it and it works for you keep it. You can always sell it for more later, people are always looking for cheaper units for Craven, parking at the lake or even using on their own property.
Edit: Sorry, I forgot which forum I'm on. If your not in SK ignore my insurance statements.
