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Originally Posted by 110%
Honestly, I would follow up with your insurer to see what exactly is going on. $4000 may be a lump sum for everything, or it could be just for your damages. Also, $4750 is the maximum you can receive for a "minor injury". If you are having continual difficulties with your injuries then I would seriously consider speaking with a lawyer. You could be entitled to further funds if this has affected your work, your work potential in the future or if you are going to have significant costs to manage your symptoms in the future. I'd get the whole picture explained to you from your insurer then speak with a lawyer. I know personal injury lawyers often do free initial consults, so that would be a good avenue to explore if you still have questions.
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Are you 100% sure about that?