First and foremost, get credit counciling.
Secondly get marriage counciling.
Third consolidate all of your credit cards to one card and lock it in a safe and throw it in the ocean.
The allowance thing will be a good idea, but I get she gets resentful about being limited, again see point two.
Start hiding money away, approach your company about splitting your paycheques between two accounts, this is the only way to create a nest egg, and it sounds like your the one doing the finance.
Last and not least, get me a damn spell checker, I can't spell counciling.
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