We have our third nanny now and I can honestly say my life will take a turn for the worst when we don't need one anymore.
I also had your concerns about someone living in the house with us but frankly I don't think nannies in general want to spend all their free time with the family they live with. Typically at the end of dinner she goes to her room or out with friends. She is away on the weekends most of the time.
It costs us just under $2100 out of pocket per month after room and board are deducted. We pay her $12 per hour.
The extra money over day care is well worth it. We don't have to pick or drop off the kids, cook dinners, make lunches, do laundry or clean the house. We have found a great lady that is happy working with our family and that is key. I've heard some horror stories as well.
If you have any questions please let me know.
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