Quote:
Originally Posted by puckluck2
That sounds like an idiotic program to me. It should be up to a doctor, not an insurance adjuster to determine if a low speed accident caused an injury or not.
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In certain cases, yes it can be idiotic. When I lived in BC, I was rear ended and it caused me to have back pain that did require physio. In spite of having a legitimate injury backed up by reports from my physiotherapist and doctor, because my accident did not meet the requirements, I was denied my injury claim (the physio was covered, except for a $15 fee per appointment). However, I do agree with the program because it ultimately prevents people from defrauding the insurance system.