Quote:
Originally Posted by Erick Estrada
Remember you always have the option of telling them that you simply refuse to pay their bills. They know if you default they will never see the money as collecting agencies rarely recoup any money. I never pay for services I haven't received or if I have been misleaded. Have had several collecting agencies come after me for disputed bills and they all eventually go away and it's never, ever affected my credit ratings. When a dentist doesn't call or mail you a reminder about an upcoming appointment made 6 months ago and then charge you $215 for missing the appointment there's simply no way I am going to pay that and I never did to them or the collecting agency. No person or business has the right to steal your money.
I told Ford once that if they didn't look into my concerns about my new car that they had the option of working things out with me or I would simply default on my Ford financing loan and they quickly change their tune when you threaten to stop the money train.
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Ah, the old "screw 'em over by being taken to collections" scheme.