Sorry to bump an oldish insurance thread. Just doing some research on the universal life insurance and I ran across the blog below. Is what he talking about true with them hiding the annual fees? Just curious if anyone has had any experience with these. Just doing some due diligence as the wife mentioned we should look it it (married no kids) after talking to her sister's friend, who is part of world financial group (I know kill it with fire) and they mentioned UL. Just trying to determine how bad they are screwing with me if I found this rather easily on the web.
http://perry.kundert.ca/range/finance/ul-blows