Sell it privately as is. Although expect to get around 4-5k if low end is 7k, and there's 3k in damage.
No way would I make a claim through insurance if you're not keeping it. Or if you can afford to do the repairs out-of-pocket.
How bad is the damage? If there's body panels dragging on the ground, I'd fix it a bit before trying to sell, but not necessarily the full 3k to get it back to pristine.
Last edited by DownhillGoat; 09-12-2013 at 10:54 PM.
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