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Old 08-30-2013, 07:19 AM   #9
RW99
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Quote:
Originally Posted by Rathji View Post
Plus, if you paid for home insurance for 20-22 years with no major claims, the insurance company has been well compensated for the roof replacement.

If you are not going to use the insurance, why are you paying for it?
Are you sure you know what insurance is? The amount you have paid for 20-22 years have gone into the collective bucket and has paid for everyone's claims. If getting your money back through having claims is your expectation of insurance, you probably shouldn't be paying for it.
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