Quote:
Originally Posted by undercoverbrother
Ah, I read you post as the insurer will only cover 70% of the limit of the particular coverage. IE: Contents limit of $100,000.00 they will only pay $70,000.00
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sort of but it is not so cut and dry as that.
So i followed up for an answer regarding this content issue for floods.
"If the insurance company is covering losses the claims adjuster is who determines what will be covered.
The claim adjuster in the case of a sewer back up claim should be able to calculate the values of the items lost and the replacement costs are for them. They are only covered for contents if it's an insured peril.
Then there is another matter of outside of the home such as landscaping. The claims adjuster will also determine the value of that loss".