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Old 08-07-2013, 03:56 PM   #128
Hi-Psi
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Join Date: Dec 2009
Location: Calgary
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Quote:
Originally Posted by getbak View Post
Visa charges the bank an exchange rate that is about 2.5% higher than the published exchange rate for the day. That is charged by the credit card company to the bank and is standard regardless of which bank issued your card.

On top of that, most banks charge an additional 2.5% transaction fee. The Amazon card does not charge this extra transaction fee.


At the end of the day, all other things being equal, for every $1000 you spend in a foreign currency, you'll pay $25 less if you use the Amazon Visa rather than a Visa card issued by one of the big Canadian banks.
Yes that is true, hence why I said that it really depends on how much you use it, if you're only spending $1000-2000 a year on US goods then it's really not worth it, there are much better cards out there.

Jason
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