Quote:
Originally Posted by opendoor
I believe in general it's cheaper in Alberta, but anecdotally I've found it to be the opposite. I've filled out online quotes for Alberta car insurance out of curiosity before and the rates came in a fair bit higher than what I pay in BC.
For about $1085 including tax and fees, I have the following insurance on a 2007 Jetta:
-$2M liability
-collision and comprehensive with a $500 deductible ($300 for glass)
-some other stuff like rental vehicle coverage and loss of use coverage
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Having lived in Alberta most of my life, now here, I can give the following general sentiments:
Young Drivers/Bad Drivers - way more expensive in Alberta
Long Term Good drivers - more expensive BC
Essentially, BC spreads the cost out by evening the premiums compared to Alberta. The sense of entitlement here with regards to what ICBC will/should cover is a bit ridiculous here. Keep in mind, it's a non profit corporation here