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Old 07-30-2013, 08:23 PM   #203
wittynickname
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Join Date: Sep 2003
Location: Pittsburgh, PA
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Quote:
Originally Posted by BigBrodieFan View Post
Bachman is an idiot, but then again, so is every other politician. She sticks out like a cyst amongst a bunch of giant zits.

Here's how Obamacare has affected me personally so far:

My company had to switch from one insurance carrier to another because they could no longer afford the original. After the switch, my premium co-pay per month was still hiked, my deductible is now $10,000 instead of $5,000. My co-pay at an office visit is now $40 instead of $25, and my kids' pediatrician is no longer 'in network' so now I have to drive about 45 minutes to get to a decent doctor who is 'in-network.' Also, my insurance can now decline paying for treatment unless I provide them with any sort of paperwork on preexisting conditions, which is a tactic they can use to delay payment and make me jump through 500 hoops to get them their information, which is a pain, and their attempt to not have to pay for treatment. My co-payment for medication has been hiked from $5-$25 to $20-100. Oh, and my husband, who previously paid cash for all doctors' visits because he never ever went to the doctor (one time in the past 15 years), now has to pay $337/month for 'affordable' insurance because I have to wait until next year for 'open enrollment' to add him to my plan, which will cost me another $175/month.

Thank you Mr. Obama. So glad you're working for the middle class.
Several states have actually seen premiums decrease with the implementation of the Affordable Care Act (because how about we use actual terminology not a stupid rhetoric the GOP likes to throw around?). My premiums for next year have actually dropped, for the first time in the seven years I've worked for my company, and it's better coverage than I was getting previously.

Is the ACA going to be perfect for everyone? Of course not. But now a whole lot more people will have access to healthcare that did not before. As for your always healthy husband--I was the same way, up until this year, when I had a rash of health issues which, out of pocket, would've cost me well over $30k to fix. Instead, I paid about $400 in copays. You can't just skip insurance until you get sick, otherwise it screws up the whole system.

Quote:
Originally Posted by CaramonLS View Post
Still have no idea how the US Government spends more GDP per person than Canada does on health care and you guys still have medical bills like that. What a broken system.

At least you guys have your "Freedom" and "Choice".
Because in the US the healthcare industry is not about making people well, it's about making pharmaceutical and insurance companies a crap-ton of money.
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