Quote:
Originally Posted by cral12
Admittedly confused about a lot of what's going on.
I'm currently with Koodo. I want to upgrade to Nexus 4; admittedly more confused by "Medium tab" and how to go about upgrading phone. I currently have a Samsung Galaxy Ace for about 2 yrs (crappy I know).
Any insight appreciated or if better off with another provider...
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There are really 3 options:
1) Buy it outright and go with no tab but get 10% off of your bill.
2) Use the small tab to get $150 off the phone and 15% of your monthly bill will go towards paying back the tab.
3) Use the medium tab and get the $300 phone for free and 15% of your monthly bill will go against the tab amount, plus you have to pay a $5 a month charge that also goes against the $300 tab.
Option 1 doesn't really make a lot of sense if you're looking for a phone that they're selling, so I'd discount that. And basically the only difference between the small and medium tabs are that with the medium you're borrowing $150 more that you pay back in $5 installments. That and you have to go to a store to do it whereas the small tab you can just order it online.
Of course that all assumes you currently have a tab balance of $0. You'd have to adjust those numbers up or down if you already have a positive or negative balance.
Whether it makes sense to stick with them or go with another provider, you'd just have to do the math on the total costs over a 24 month period to compare. Just doing quick math between Rogers' leaked plans and Koodo's, and Rogers comes out about $15-20 more a month for a similar plan (unlimited with 1GB for Rogers and unlimited with 2GB for Koodo) over 24 months assuming an iPhone/S4 level device. So I doubt you'd come out ahead with the standard Rogers/Bell/Telus plans, but Fido or Virgin might offer something better.