Quote:
Originally Posted by Hack&Lube
I purchased a Hornet because I figured a combat ship would get blown up a lot and lifetime insurance (free replacements) would be nice. It would also give me a lot of options for escort or attack missions.
I bought the Starfarer with LTI because the Star Citizen forums were going on about how the new information about the economic model meant that this was going to be a great cargo and fuel hauler = cash cow. As a juicy target, insurance helps too but unfortunately, the cargo isn't insured.
They should start a program to insure cargo too inside the game, real-life shipping has had insurance and underwriters for hundreds of years.
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They will be, and it will be more expensive based on the risk of the route. If you're trading in UEE space with little risk, it will be a Risk Level 1 and should be pretty cheap insurance. If you plan on trading to alien territory or crossing unsafe areas the risk level will go up and you'll pay more for the insurance. At Risk Level 5 you cannot buy insurance for cargo