Well like most in the CP crowd I make about 250,000/year so none of this is any issue

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In all honesty, here's what happened after reading's people's advice on this thread.
I negotiated the fixed rate with my dealer down to 4.5% fixed.
I opted to keep my extended warranty.
After making the additional savings on the interest rate, I didn't mind paying the mark-up on the car protection package...especially since I got such a great deal on the new car.
Again, thanks for everyone's two cents it really did help!