[iggyntangs]

Hey everyone,

So I took the plunge and bought an Acura over the weekend and have some questions regarding financing a vehicle.

The posted rates I kept seeing online were 4.99%, when I called CIBC last weekend before I'd purchased the vehicle was the ability for me to take out a secured loan for 4%.

After purchasing the vehicle over the weekend the Financing department at Acura told me that they way their dealership works is they'll look into rates for myself (through multiple banks and Honda Financing as well)...without looking at my credit history and everything he was thinking obtaining something like 5.99% would be easy.

However, honestly I'm looking at obtaining something like 4.99% or lower, so I'm just wondering what my options are if anyone knows of any rates or any places where I can look to obtain a rate like this.

I have great credit history and very little debt (a mortgage and that's it, no other vehicles or debts).

I may continue to pursue CIBC however from everything I've read a secured loan can take quite a bit of time.

Anyway any help or steering in the right direction would help, thanks!