Quote:
Originally Posted by Tinordi
I love the idea of insurance for use. Instead of a monthly premium I pay insurance on a per kilometer rate.
As a low usage driver I subsidize high usage drivers.
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Except it's not about amount of usage, it's about amount of claims.
I'd be willing to bet that claim percentage (ie/ claims per time driving) among casual/"low-usage" drivers is MUCH higher than among high volume drivers, even though high usage drivers probably have more claims per vehicle.
Driving, just like anything, takes practice. The more you drive, hopefully, the better driver you are.